Retirement Plan Services

For nearly three decades, we have designed and administered retirement plans to fit the unique financial goals of our clients. We administer both traditional balance-forward and daily-processed retirement plans. With over 15,000 investment funds available, we can accomodate the most selective fund advisors. In addition, we now offer an investment service to ensure plan participants reach their retirement goals.

BenefitData serves as an extension of your human resources department. Your benefit plans are assigned to an account manager responsible for answering your questions and for supervising day-to-day operations.

We understand the complexity of rules, regulations, and compliance testing associated with retirement plans. As these regulations change and evolve from year to year, we keep you informed of proposed modifications relevant to your business. You make all the decisions while we do all the work.

Service Features

  • Plan administration and recordkeeping. Investment trades, plan eligibility, employee contributions, and vesting schedules are kept in accordance with IRS guidelines.
  • Non-discrimination and other IRS compliance tests. Qualified status is maintained through periodic testing.
  • Annual IRS form preparation and filings. Necessary tax documents are prepared and distributed each year.
  • Plan reporting and participant statements. Periodic statements reflect account balances and recent activity.
  • Participant enrollment and education materials. Employees are provided with plan feature highlights, retirement projections, and other helpful material.

Pre-Selected Funds

Choose from a list of high performance, low-risk funds that provide security and stability to investors.

SecureGrowth™

As an investment advisor, Crescive Financial, LLC, manages retirement plan accounts for a percentage of the assets under management. There are no sales commis- sions, no transaction fees, and no investment loads or holding penalties.

Open Architecture

Over fifteen thousand (15,000) investment funds are available to our clients as investment choices to accommodate the most selective fund advisors.

Contribution Types

  • Pre-tax Salary Deferral
  • Catch-up Contributions
  • Roth 401(k) Contributions
  • Profit Sharing Allocations
  • Safe Harbor Match
  • Discretionary Match

Custom Solutions

We consult with you to construct a benefit package that accelerates your business toward its financial goals.

Online Access

Your plan balances, account transactions, and other information are accessible online and reflect real-time activity. In addition, education, enrollment, frequently asked questions, savings calculators, and other helpful materials are available.

Personal Service

We provide an account manager to answer your questions and supervise day-to-day operations for your benefit plans. Participants may call our support center to speak with a real person with answers to their questions.